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Columns are matched by header name. date and description are required; amount, direction, category, receipt_ref are picked up when present. Common spreadsheet wording works — “Spent On”, “Paid To”, “Voucher”. A category that does not exist yet is created as it is met.
Direction: a direction column reading “out” (or paid out / payment / debit / disbursement) records a disbursement; anything else records a replenishment. With no such column, a negative amount means money out. Nothing is written until you confirm the dry-run report.